Short-term finance refers to the funds that businesses need to meet immediate, day-to-day operational expenses. Typically, these funds are borrowed or ...

The operating cycle in business refers to the time it takes a company to purchase inventory, sell it, and collect cash from customers. It shows how well a ...

The cash conversion cycle, or CCC, helps businesses understand how long it takes to convert their inventory investments into cash through sales. It ...

A cash budget is a financial tool used to estimate and plan an organization's cash inflows and outflows over a specific period, usually monthly or ...

A cash budget estimates and plans an organization's cash inflows, outflows, and liquidity over time. Consider Fresh Mart, a small retail store ...

Management of marketable securities involves handling short-term investments that can be easily converted to cash with minimal effect on their value. ...

Management of accounts receivable involves overseeing the credit extended to customers and ensuring timely collection of payments. The primary goal of ...

Credit terms refer to the conditions under which a business extends credit to its customers. Credit terms typically specify the duration customers have to ...

Inventory management is crucial for short-term financial planning in businesses. It involves controlling the amount of raw materials, work-in-progress, ...

Trade credit is a type of short-term financing in which a business buys goods or services from a supplier with an agreement to pay later rather than ...

Unsecured loans are an essential financing tool for businesses looking for flexible credit without pledging assets. These loans do not require collateral, ...

A line of credit is a flexible short-term financing option for businesses. It allows them to borrow up to a predetermined limit as needed. It functions ...

Secured loans are loans backed by collateral, where the borrower pledges an asset to guarantee the loan. This collateral could be real estate, equipment, ...

Accounts receivable financing is a financial strategy where businesses use their accounts receivable as collateral to obtain immediate cash. This ...

Inventory loans are a type of short-term financing in which businesses use their inventory as collateral to secure funding. This type of loan can benefit ...

Businesses can manage short-term financing needs with options like commercial paper and accounts payable extensions. Commercial paper refers to ...