Chapter 17
Asymmetric Information and Moral Hazard
Información completa e información asimétrica: significado
Complete information means all participants in a transaction know all relevant details. For example, in perfect competition, both buyers and sellers know ...
Calidad observable
A market with observable quality allows both buyers and sellers to clearly assess the quality of goods being traded. This transparency enables both ...
El problema de los limones: los vendedores tienen más información
The Lemons Problem refers to a market characterized by asymmetric information, where the seller has more knowledge about the quality of the product being ...
El problema de los limones: selección adversa en el mercado de autos usados
Adverse selection occurs when products of varying quality are all sold at the same price. These products are sold at a single price irrespective of their ...
Mitigando el Problema de los Limones I: Reduciendo la Información Asimétrica
Asymmetric information is a situation where one party in a transaction possesses more information than the other. However, several strategies can help ...
Mitigando el problema de los limones II: Aumento de la calidad media en el mercado
The Lemons Market problem describes a scenario of asymmetric information, where the seller knows more about the product's quality than the buyer. In such ...
Mitigando el Problema de los Limones III: Informes de Calidad Ververaces
Asymmetric information occurs when one party in a transaction has more knowledge about the product than the other, potentially leading to market ...
Selección adversa cuando los compradores tienen más información: el mercado de los seguros
Adverse selection arises when products of differing quality are sold at a uniform price. This pricing approach persists due to asymmetric information, ...
Mitigación de la selección adversa en el mercado de seguros
A life insurance company is more likely to make payouts when policyholders exhibit specific risk factors. Therefore, companies evaluate a range of factors ...
Riesgo moral
Moral hazards arise due to information asymmetry between buyers and sellers in a market. This occurs when one party cannot monitor the actions of the ...
Riesgo moral en el mercado de seguros
A moral hazard occurs when a party in a transaction neglects their responsibilities because they know that the other party will bear the financial ...
Riesgo moral en el sector bancario
Moral hazards arise from information asymmetry, where one party cannot fully monitor the other's actions. This lack of observability may lead the ...
Mitigación del riesgo moral
Moral hazard refers to the situation where individuals or entities take greater risks because they do not bear the full consequences of their actions. ...
Relaciones principal-agente
A principal-agent relationship exists when one individual or group, the principal, depends on another individual or group, the agent, to take actions that ...
Incentivos en la Relación Principal-Agente
In a principal-agent relationship, the primary challenge is aligning the agent's actions with the principal's objectives. This is especially difficult ...
ACERCA DE JoVE
Copyright © 2025 MyJoVE Corporation. Todos los derechos reservados