5.12 : 货币的时间价值和商业

The concept of the time value of money is crucial in business decisions, helping companies make smart decisions about investments, loans, and financial planning.

For example, consider Fast Eats, a food delivery service business connecting customers with restaurants.

Fast Eats is considering upgrading its delivery infrastructure to enhance efficiency and customer satisfaction.

Jerry, the finance manager at Fast Eats, evaluates the potential costs and benefits of a possible upgrade over time by considering the time value of money.

He analyzes and compares the present value of the projected future cash flows with the initial investment. This analysis helps him determine if the potential returns justify the investment.

Additionally, the company plans to finance this investment through a loan.

Jerry analyzes loan interest payments and determines the most cost-effective financing option, considering the time value of money.

The concept of the time value of money helps Jerry make better financial decisions to increase the long-term value of Fast Eats. It helps him ensure the business remains competitive and profitable in the evolving market.